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What if the Liable Party Lies to Their Insurance Company?


Posted On behalf of Pfeifer Morgan & Stesiak on Jan 27, 2022 in Car Accidents

Men shaking hands while one crosses fingers behind his backWhen a person lies after an accident, it can easily become a problem for the person who did the lying and the one affected by the lie.

To help protect yourself from the lies of a driver who caused an accident and injured you, you should strongly consider speaking to one of our South Bend-area auto accident lawyers. Our attorneys may be able to help you prove the other driver lied about your claim so you may be able to recover the compensation you need for medical bills, lost wages and other damages.

Below, we discuss why a driver may lie and what steps you may be able to take to protect your claim.

Why Do Drivers Lie to Insurance Companies?

A driver who caused a crash due to his or her negligence may lie to the insurance company about the incident to prevent an increase in his or her insurance premiums.

Sometimes drivers may lie about what they were doing prior to the crash, including:

  • Speeding
  • Following too closely
  • Texting/talking on the phone and driving

Drivers may also lie about things like:

  • Driving under the influence
  • Drowsy driving

In some other cases, a driver who fled the scene of an accident may lie about damage to his or her vehicle to get the insurance company to cover the cost of damage without having to admit he or she caused an accident and fled, as this would be a crime.

How Do I Handle a Dishonest Driver Who Caused a Crash?

If a driver who caused an accident is lying, and you know he or she is lying, the best thing to do is remain calm and try to avoid a confrontation.

Call the Police

Getting law enforcement involved may help to prove your case. Tell the police that you believe the other driver is lying about what happened. That way your statements can be included in the police report. That report can be referenced later during your case to help establish your credibility about the events that led up to the crash.

Talk to Witnesses at the Scene

Gathering and preserving evidence can be an important step in building a strong case. If you can, and it is safe to do so, speak to any potential witnesses at the scene of the crash who may be able to corroborate your version of events.

For example, if the at-fault driver is lying about running a red light, the witness may help rebut that claim if he or she can confirm the driver did, in fact, run a red light.

Make sure to get a phone number or other contact information for witnesses you talk to.  

Take Photos

Be sure to photograph the damage to all the vehicles involved in the crash as well as:

  • Vehicles’ final resting spots
  • Skid marks on the ground
  • Traffic signs/lights

If possible, try to take pictures of anything that looks suspicious in the other driver’s vehicle, such as drug paraphernalia or alcohol containers.

Your attorney can review the photos and contact any witnesses to get clarification on a statement or to officially get it on record.

How Do I Correct a Lie Made by the At-Fault Driver to the Insurance?

If the at-fault driver did not lie at the scene but instead lied to the insurance company when you were not present to rebut the lie, you may still be able to rectify this problem.

It is important to remember that your rebuttal of this lie may prompt the insurance company to ask for a recorded statement from you. While this may seem like the only solution at first glance, it is often a trick used by insurers to get you to say something that may later hurt your claim. Let our attorneys handle clarifying the record with the insurance company on your behalf.

We Are Prepared to Help. Call Today  

If you are struggling to recover the compensation you need after an accident caused by someone else’s negligence because the at-fault driver is lying to the insurance company, our attorneys are prepared to help. You need an experienced lawyer who may be able to help you build a strong case that would prove the other driver is lying about what happened to avoid liability, so you may be able to recover the compensation you need.

Our attorneys have decades of experience helping injury victims like you. We offer a free consultation to discuss your claim and see how we may be able to help you.

Call (844) 678-1800 to schedule a free consultation.